List of IFSC Code, MICR Code and Addresses of all Banks in India


What is  IFSC Code?

IFSC is AN form for Indian Financial System Code. It is a noteworthy eleven-digit variety that could be a mixture of letters so as and numerals. it's utilized to exchange stores online for NEFT, IMPS and RTGS exchanges. It is often found on the registration given by the bank. It will likewise be found on the primary page of the account holder's record. The IFSC code of every bank workplace is appointed by the Reserve Bank of India. The account holders will while not abundant of a stretch check the IFSC code of their bank/office on the Reserve bank of India's website. internet keeping cash exchanges for exchanging reserves, utilizing NEFT, IMPS, and RTGS, cannot be started while not a legitimate Indian Financial System Code.

Format for Bank IFSC Code

  Its contains of eleven Characters: (ex. AAAA0010576).

  • Initial 4 characters speak to the substance (AAAAxxxxxxx)
  • Fifth position has been defaulted with a '0' (Zero) for someday later (xxxx0xxxxxx)
  • Last 6 character means the branch temperament (xxxxx010576)

What Is a MICR Code?

MICR is an word form for Magnetic Ink Character Recognition. Principally, this inventive innovation confirms the lawfulness and believability of paper-based document(s) in the managing an account database. It can be found on checks. MICR is at standard with IFSC to the extent the security of a reserve exchange is concerned.

MICR code is a result of very propelled Character Recognition Technology (CRT) utilized by banks to confirm checks for free. MICR innovation is utilized for other bank archives too. A MICR code is set at the base of a check. It incorporates subtle elements such as the bank code, account points of interest, sum, and check number, nearby a control pointer. The greatest preferred standpoint of MICR innovation is that it emerges among comparative ideas, for example, scanner tags, as MICR can be perused and recognized by people effectively.

Difference between IFSC Code & MICR Code



It is utilized to encourage electronic cash exchange between the banks in India. It is utilized to encourage electronic cash exchange between the banks in India.
It is a 11-digit alpha-numeric code. MICR is a 9-digit code.
The initial four characters show the name of the bank. The initial three digits speak to the city code where the bank office is found.
Last 6 digits speak to the bank area Last three digits demonstrate the bank office code.


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