List of IFSC Code, MICR Code and Addresses of all Banks in India

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What is  IFSC Code (ifsc code meaning)?

The full form of IFSC code is Indian Financial System Code.IFSC code has 11 digits and it is a collection of number and letters.we find IFSC code on the first page of our bank passbook and also our bank cheque.IFSC code of bank also finds on RBI website.IFSC code is also found on the particular bank website and you can also find IFSC code on by a simply select bank, state, city, and branch.

Where we use IFSC code?

we use IFSC code for transfer money online it means wire transfer like NEFT, IMPS, or RTGS etc.ex. if you want to give money to your friend without going to a bank you can transfer it by using IFSC code of your friend bank account. every bank's branches have there owned IFSC code and its give by RBI(Reserve Bank of India).

Format of Bank IFSC Code

  Its contains of eleven Characters: (ex. AAAA0010576).

  • Initial 4 characters speak to the substance (AAAAxxxxxxx)
  • Fifth position has been defaulted with a '0' (Zero) for someday later (xxxx0xxxxxx)
  • Last 6 character means the branch temperament (xxxxx010576)

What Is a MICR Code?

MICR code means Magnetic Ink Character Recognition.MICR code use for bank cheques uses to verify cheques for clearance in a secure and faster way. MICR code works like a barcode but it is better than bar code because it can be read by humans.

Format of Bank MICR Code

  MICR code have night digit code : (ex. 600211005).

  • initial 3 digits is a city code (600xxxxxx)
  • 4 to 6 digits is a bank code (xxx211xxx).
  • And last 3 digits of micr code represent branch code(xxxxxx005).

MICR code is a result of very propelled Character Recognition Technology (CRT) utilized by banks to confirm checks for free. MICR innovation is utilized for other bank archives too. A MICR code is set at the base of a check. It incorporates subtle elements such as the bank code, account points of interest, sum, and check number, nearby a control pointer. The greatest preferred standpoint of MICR innovation is that it emerges among comparative ideas, for example, scanner tags, as MICR can be perused and recognized by people effectively.

Difference between IFSC Code & MICR Code



It is utilized to encourage electronic cash exchange between the banks in India. It is utilized to encourage electronic cash exchange between the banks in India.
It is a 11-digit alpha-numeric code. MICR is a 9-digit code.
The initial four characters show the name of the bank. The initial three digits speak to the city code where the bank office is found.
Last 6 digits speak to the bank area Last three digits demonstrate the bank office code.

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Disclaimer: -IFSC code of All bank in this website are provide by Reserve Bank of India(RBI).HERE we've tried our greatest to stay the most recent information fresh as accessible from rbi, purchasers are asked for to affirm information with the individual bank before utilizing the info gave. The creator saves the privilege not to be responsible of the interest, accuracy, fulfillment or nature of the info gave. Obligation claims with reference to hurt caused by the employment of any information gave, as well as any kind of information that is insufficient or off base, can during this manner be rejected.